The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Kheri Bankeyganj Adb branch in Kheri, Bankeyganj, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000B623. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Kheri Bankeyganj Adb, Kheri
Here are the main details that are associated with the IFSC Code IDIB000B623 of Indian Bank for its branch located in Kheri, within the district of Bankeyganj in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000B623 |
| Branch | Kheri Bankeyganj Adb |
| City | Kheri |
| District | Bankeyganj |
| State | Uttar Pradesh |
| Address | Vill And Post Bankeyganj Block Bankeyganj Distt Lakhimpur Kheri Bankeyganj Bankeyganj Pin 262801 |
These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Kheri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000B623 for the Kheri Bankeyganj Adb branch of Indian Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Kheri Bankeyganj Adb, Kheri, Uttar Pradesh, are given a unique IFSC like IDIB000B623 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kheri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kheri and Bankeyganj.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Indian Bank in Kheri Bankeyganj Adb goes to the correct branch. This is important because Indian Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code IDIB000B623
This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kheri Bankeyganj Adb in Kheri.
For example, the IFSC Code IDIB000B623 of Indian Bank for the Kheri Bankeyganj Adb branch includes these elements, identifying the bank and the branch location in Kheri and Uttar Pradesh accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000B623 of Indian Bank for its Kheri Bankeyganj Adb branch located in Kheri, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Kheri and Bankeyganj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and find the branch locator section. Search for Kheri Bankeyganj Adb or Kheri to get the exact IFSC Code IDIB000B623.
Mobile Banking App
If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Kheri that will provide accurate information.
How to Use IFSC Code IDIB000B623 for Online Transfers?
Once you have the IFSC Code IDIB000B623 for the Kheri Bankeyganj Adb branch of Indian Bank in Kheri, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000B623. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000B623.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Kheri Bankeyganj Adb in Kheri may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Kheri Bankeyganj Adb, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kheri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000B623.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill And Post Bankeyganj Block Bankeyganj Distt Lakhimpur Kheri Bankeyganj Bankeyganj Pin 262801 located in Kheri, Bankeyganj, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.