Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Kheri Aurangabad branch in Kheri, Aurangabad, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indian Bank located in Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000A679. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Kheri Aurangabad, Kheri
Here are some of the key details that come with the IFSC Code IDIB000A679 of Indian Bank for its branch located in Kheri, within the district of Aurangabad in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000A679 |
| Branch | Kheri Aurangabad |
| City | Kheri |
| District | Aurangabad |
| State | Uttar Pradesh |
| Address | Vill Po Aurangabad Dist L Kheri 262 728 Aurangabad Aurangabad Pin 261505 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Kheri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000A679 for the Kheri Aurangabad branch of Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Kheri Aurangabad, Kheri, Uttar Pradesh, are given a unique IFSC like IDIB000A679 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kheri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kheri and Aurangabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Indian Bank in Kheri Aurangabad goes to the correct branch. This is important because Indian Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code IDIB000A679
The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kheri Aurangabad in Kheri.
For example, the IFSC Code IDIB000A679 of Indian Bank for the Kheri Aurangabad branch includes these elements, identifying the bank and the branch location in Kheri and Uttar Pradesh correctly.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000A679 of Indian Bank for its Kheri Aurangabad branch located in Kheri, the following methods can help:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Indian Bank branches in Kheri and Aurangabad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Indian Bank and navigate to the branch locator section. Search for Kheri Aurangabad or Kheri to get the exact IFSC Code IDIB000A679.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Kheri, you'll get the correct details.
How to Use IFSC Code IDIB000A679 for Online Transfers?
Once you have the IFSC Code IDIB000A679 for the Kheri Aurangabad branch of Indian Bank in Kheri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000A679. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000A679.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Kheri Aurangabad in Kheri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Kheri Aurangabad, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kheri manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000A679.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill Po Aurangabad Dist L Kheri 262 728 Aurangabad Aurangabad Pin 261505 located in Kheri, Aurangabad, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.