IFSC Code of Indian Bank, Katihar, Shaheed Chowk, Bihar- IDIB000K630

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Katihar branch in Katihar, Shaheed Chowk, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Katihar or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code IDIB000K630. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Katihar, Katihar

Below in the table are the key details related to IFSC Code IDIB000K630 of Indian Bank for its branch located in Katihar, within the district of Shaheed Chowk in the state of Bihar.

These details help users in online banking and for businesses and individuals who use Indian Bank in Katihar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000K630 for the Katihar branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Katihar, Katihar, Bihar, is provided with a unique IFSC like IDIB000K630 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Indian Bank branch in Katihar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Katihar and Shaheed Chowk.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Katihar do not get mixed with another location.

Format of the IFSC Code IDIB000K630

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Katihar in Katihar.

For example, the IFSC Code IDIB000K630 of Indian Bank for the Katihar branch includes these elements, identifying the bank and the branch location in Katihar and Bihar accurately.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000K630 of Indian Bank for its Katihar branch located in Katihar, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Katihar and Shaheed Chowk, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Katihar or Katihar to get the exact IFSC Code IDIB000K630.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Katihar, then it will provide you proper information.

How to Use IFSC Code IDIB000K630 for Online Transfers?

Once you have the IFSC Code IDIB000K630 for the Katihar branch of Indian Bank in Katihar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000K630. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000K630.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Katihar in Katihar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Katihar, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Katihar manage their online transfers and cheque clearances easily.