Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Thiruvattar branch in Kanyakumari, Thiruvattar, Tamil Nadu, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indian Bank located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000T155. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Thiruvattar, Kanyakumari
Here are the main details that are associated with the IFSC Code IDIB000T155 of Indian Bank for its branch located in Kanyakumari, within the district of Thiruvattar in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000T155 |
| Branch | Thiruvattar |
| City | Kanyakumari |
| District | Thiruvattar |
| State | Tamil Nadu |
| Address | 15/83K Santhosam Complex Kankarai Thiruvattar Thiruvattar Pin 629177 |
These details helps users in online banking and for businesses and individuals who use Indian Bank in Kanyakumari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000T155 for the Thiruvattar branch of Indian Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Thiruvattar, Kanyakumari, Tamil Nadu, is provided with a unique IFSC like IDIB000T155 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Kanyakumari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kanyakumari and Thiruvattar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Thiruvattar do not get mixed with another location.
Format of the IFSC Code IDIB000T155
This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Thiruvattar in Kanyakumari.
For example, the IFSC Code IDIB000T155 of Indian Bank for the Thiruvattar branch includes these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu accurately.
How to Find IFSC Code for Indian Bank?
To find the IFSC Code IDIB000T155 of Indian Bank for its Thiruvattar branch located in Kanyakumari, the following methods can help you out:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Kanyakumari and Thiruvattar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and go to the branch locator section. Then search for Thiruvattar or Kanyakumari to find the exact IFSC Code IDIB000T155.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Kanyakumari will provide accurate information.
How to Use IFSC Code IDIB000T155 for Online Transfers?
If you have the IFSC Code IDIB000T155 for the Thiruvattar branch of Indian Bank in Kanyakumari, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000T155. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000T155.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Thiruvattar in Kanyakumari, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Thiruvattar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kanyakumari manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000T155.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 15/83K Santhosam Complex Kankarai Thiruvattar Thiruvattar Pin 629177 located in Kanyakumari, Thiruvattar, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.