IFSC Code of Indian Bank, Muttom Harbour, Muttom Harbour, Tamil Nadu — IDIB000M289

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Muttom Harbour branch in Kanyakumari, Muttom Harbour, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000M289. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Muttom Harbour, Kanyakumari

The table below shows the main details of the IFSC Code IDIB000M289 for the Indian Bank branch in Kanyakumari, which falls under the Muttom Harbour district in Tamil Nadu.

These details help users in online banking and for businesses and individuals who use Indian Bank in Kanyakumari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000M289 for the Muttom Harbour branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Muttom Harbour, Kanyakumari, Tamil Nadu, is provided with a unique IFSC like IDIB000M289 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Indian Bank branch in Kanyakumari.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Kanyakumari and Muttom Harbour.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Muttom Harbour do not get mixed with another location.

Format of the IFSC Code IDIB000M289

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Muttom Harbour in Kanyakumari.

For example, the IFSC Code IDIB000M289 of Indian Bank for the Muttom Harbour branch includes these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000M289 of Indian Bank for its Muttom Harbour branch located in Kanyakumari, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Kanyakumari and Muttom Harbour, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Muttom Harbour or Kanyakumari to get the exact IFSC Code IDIB000M289.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Kanyakumari, you'll get the correct details.

How to Use IFSC Code IDIB000M289 for Online Transfers?

Once you have the IFSC Code IDIB000M289 for the Muttom Harbour branch of Indian Bank in Kanyakumari, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000M289. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000M289.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Muttom Harbour in Kanyakumari, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Muttom Harbour, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Indian Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kanyakumari manage online transfers as well as cheque clearances with ease.