The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Shivli branch in Kanpur Dehat, Shivli, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Kanpur Dehat or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000S665. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Shivli, Kanpur Dehat

The table below shows the main details of the IFSC Code IDIB000S665 for the Indian Bank branch in Kanpur Dehat, which falls under the Shivli district in Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000S665
Branch Shivli
City Kanpur Dehat
District Shivli
State Uttar Pradesh
Address Vill Po Shivli Kanpur Dehat Shivli Shivli Pin 209204

These details help users in online banking and for businesses and individuals who use Indian Bank in Kanpur Dehat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000S665 for the Shivli branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000S665 is given to every bank branch, including Indian Bank located in Shivli, Kanpur Dehat, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Kanpur Dehat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kanpur Dehat and Shivli.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Shivli doesn't end up at another location.

Format of the IFSC Code IDIB000S665

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shivli in Kanpur Dehat.

For example, the IFSC Code IDIB000S665 of Indian Bank for the Shivli branch includes these elements, identifying the bank and the branch location in Kanpur Dehat and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000S665 of Indian Bank for its Shivli branch located in Kanpur Dehat, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Kanpur Dehat and Shivli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Shivli or Kanpur Dehat to get the exact IFSC Code IDIB000S665.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Kanpur Dehat, then it will provide you proper information.

How to Use IFSC Code IDIB000S665 for Online Transfers?

Once you have the IFSC Code IDIB000S665 for the Shivli branch of Indian Bank in Kanpur Dehat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000S665. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000S665.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Shivli in Kanpur Dehat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Shivli, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kanpur Dehat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Shivli, Kanpur Dehat?

The IFSC Code is IDIB000S665.

Is the IFSC Code IDIB000S665 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Shivli?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Shivli branch?

The address of the branch is Vill Po Shivli Kanpur Dehat Shivli Shivli Pin 209204 located in Kanpur Dehat, Shivli, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.