There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Sri Sanakara Arts And Science branch in Kancheepuram, Enathur, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Kancheepuram or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code IDIB000S145. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Sri Sanakara Arts And Science, Kancheepuram

Below in the table are the key details related to IFSC Code IDIB000S145 of Indian Bank for its branch located in Kancheepuram, within the district of Enathur in the state of Tamil Nadu.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000S145
Branch Sri Sanakara Arts And Science
City Kancheepuram
District Enathur
State Tamil Nadu
Address Scsvmv University Campus Enathur Enathur Pin 631561

These details help users in online banking and for businesses and individuals who use Indian Bank in Kancheepuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000S145 for the Sri Sanakara Arts And Science branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000S145 is given to every bank branch, including Indian Bank located in Sri Sanakara Arts And Science, Kancheepuram, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Kancheepuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kancheepuram and Enathur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Sri Sanakara Arts And Science doesn't end up at another location.

Format of the IFSC Code IDIB000S145

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sri Sanakara Arts And Science in Kancheepuram.

For example, the IFSC Code IDIB000S145 of Indian Bank for the Sri Sanakara Arts And Science branch has these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000S145 of Indian Bank for its Sri Sanakara Arts And Science branch located in Kancheepuram, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Kancheepuram and Enathur, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Sri Sanakara Arts And Science or Kancheepuram to get the exact IFSC Code IDIB000S145.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Kancheepuram, you'll get the correct details.

How to Use IFSC Code IDIB000S145 for Online Transfers?

Once you have the IFSC Code IDIB000S145 for the Sri Sanakara Arts And Science branch of Indian Bank in Kancheepuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000S145. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000S145.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Sri Sanakara Arts And Science in Kancheepuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Sri Sanakara Arts And Science, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kancheepuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Sri Sanakara Arts And Science, Kancheepuram?

The IFSC Code is IDIB000S145.

Is the IFSC Code IDIB000S145 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Sri Sanakara Arts And Science?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sri Sanakara Arts And Science branch?

The address of the branch is Scsvmv University Campus Enathur Enathur Pin 631561 located in Kancheepuram, Enathur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.