The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Tarabari branch in Kamrup, Chhaygaon, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000T520. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Tarabari, Kamrup
Here are the main details that are associated with the IFSC Code IDIB000T520 of Indian Bank for its branch located in Kamrup, within the district of Chhaygaon in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000T520 |
| Branch | Tarabari |
| City | Kamrup |
| District | Chhaygaon |
| State | Assam |
| Address | Tarabari Branchchaygaon Po Ps Chaygaon Dist Kamrup Rural Assam 781124 Chhaygaon Chhaygaon Pin 781124 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Kamrup for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000T520 for the Tarabari branch of Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Tarabari, Kamrup, Assam, is provided with a unique IFSC like IDIB000T520 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Kamrup.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kamrup and Chhaygaon.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Tarabari do not get mixed with another location.
Format of the IFSC Code IDIB000T520
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tarabari in Kamrup.
For example, the IFSC Code IDIB000T520 of Indian Bank for the Tarabari branch has these elements, identifying the bank and the branch location in Kamrup and Assam correctly.
How to Find IFSC Code for Indian Bank?
If you are looking for the IFSC Code IDIB000T520 of Indian Bank for its Tarabari branch located in Kamrup, the following methods can help:
Cheque Book
The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indian Bank branches in Kamrup and Chhaygaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indian Bank and look for the branch locator section, then search for Tarabari or Kamrup to get the exact IFSC Code IDIB000T520.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Kamrup, then it will provide you proper information.
How to Use IFSC Code IDIB000T520 for Online Transfers?
Once you have the IFSC Code IDIB000T520 for the Tarabari branch of Indian Bank in Kamrup, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000T520. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000T520.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Tarabari in Kamrup, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Tarabari, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kamrup to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000T520.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Tarabari Branchchaygaon Po Ps Chaygaon Dist Kamrup Rural Assam 781124 Chhaygaon Chhaygaon Pin 781124 located in Kamrup, Chhaygaon, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
