The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its North Guwahati branch in Kamrup, Guwahati, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000N179. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, North Guwahati, Kamrup
Below in the table are the key details related to IFSC Code IDIB000N179 of Indian Bank for its branch located in Kamrup, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000N179 |
| Branch | North Guwahati |
| City | Kamrup |
| District | Guwahati |
| State | Assam |
| Address | Abyoypur Po Collage Nagar Ps-Changsari Dist. Kamrup 781031 |
These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Kamrup for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000N179 for the North Guwahati branch of Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in North Guwahati, Kamrup, Assam, are allotted a unique IFSC like IDIB000N179 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kamrup.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kamrup and Guwahati.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indian Bank in North Guwahati reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code IDIB000N179
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as North Guwahati in Kamrup.
For example, the IFSC Code IDIB000N179 of Indian Bank for the North Guwahati branch includes these elements, identifying the bank and the branch location in Kamrup and Assam accurately.
How to Find IFSC Code for Indian Bank?
If you are looking for the IFSC Code IDIB000N179 of Indian Bank for its North Guwahati branch located in Kamrup, the following methods can help:
Cheque Book
The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indian Bank branches in Kamrup and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indian Bank and look for the branch locator section, then search for North Guwahati or Kamrup to get the exact IFSC Code IDIB000N179.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Kamrup, then it will provide you proper information.
How to Use IFSC Code IDIB000N179 for Online Transfers?
Once you have the IFSC Code IDIB000N179 for the North Guwahati branch of Indian Bank in Kamrup, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000N179. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000N179.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank North Guwahati in Kamrup, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in North Guwahati, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kamrup manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000N179.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Abyoypur Po Collage Nagar Ps-Changsari Dist. Kamrup 781031 located in Kamrup, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.