The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its S R C B Road Fancy Bazar branch in Kamrup Metropolitan, Fancy Bazar, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000S504. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, S R C B Road Fancy Bazar, Kamrup Metropolitan

Here are some of the key details that come with the IFSC Code IDIB000S504 of Indian Bank for its branch located in Kamrup Metropolitan, within the district of Fancy Bazar in the state of Assam.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000S504
Branch S R C B Road Fancy Bazar
City Kamrup Metropolitan
District Fancy Bazar
State Assam
Address Srcb Road Srcb Road Fancy Bazar Machkhowa Pin 781001

These details helps users in online banking and for businesses and individuals who use Indian Bank in Kamrup Metropolitan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000S504 for the S R C B Road Fancy Bazar branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in S R C B Road Fancy Bazar, Kamrup Metropolitan, Assam, are allotted a unique IFSC like IDIB000S504 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kamrup Metropolitan.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kamrup Metropolitan and Fancy Bazar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in S R C B Road Fancy Bazar reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code IDIB000S504

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as S R C B Road Fancy Bazar in Kamrup Metropolitan.

For example, the IFSC Code IDIB000S504 of Indian Bank for the S R C B Road Fancy Bazar branch includes these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000S504 of Indian Bank for its S R C B Road Fancy Bazar branch located in Kamrup Metropolitan, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Kamrup Metropolitan and Fancy Bazar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for S R C B Road Fancy Bazar or Kamrup Metropolitan to get the exact IFSC Code IDIB000S504.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Kamrup Metropolitan that will provide accurate information.

How to Use IFSC Code IDIB000S504 for Online Transfers?

Once you have the IFSC Code IDIB000S504 for the S R C B Road Fancy Bazar branch of Indian Bank in Kamrup Metropolitan, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000S504. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000S504.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank S R C B Road Fancy Bazar in Kamrup Metropolitan, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in S R C B Road Fancy Bazar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kamrup Metropolitan to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in S R C B Road Fancy Bazar, Kamrup Metropolitan?

The IFSC Code is IDIB000S504.

Is the IFSC Code IDIB000S504 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank S R C B Road Fancy Bazar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the S R C B Road Fancy Bazar branch?

The address of the branch is Srcb Road Srcb Road Fancy Bazar Machkhowa Pin 781001 located in Kamrup Metropolitan, Fancy Bazar, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.