The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its G N B Road branch in Kamrup Metropolitan, Kamrup Metropolitan, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000G068. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, G N B Road, Kamrup Metropolitan
The table below shows the main details of the IFSC Code IDIB000G068 for the Indian Bank branch in Kamrup Metropolitan, which falls under the Kamrup Metropolitan district in Assam.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000G068 |
| Branch | G N B Road |
| City | Kamrup Metropolitan |
| District | Kamrup Metropolitan |
| State | Assam |
| Address | I Floor Seujee Enclave G N B Road Chandmari Guwahati Pin 781003 |
These details helps users in online banking and for businesses and individuals who use Indian Bank in Kamrup Metropolitan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000G068 for the G N B Road branch of Indian Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000G068 is given to every bank branch, including Indian Bank located in G N B Road, Kamrup Metropolitan, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Kamrup Metropolitan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kamrup Metropolitan and Kamrup Metropolitan.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in G N B Road doesn't end up at another location.
Format of the IFSC Code IDIB000G068
This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as G N B Road in Kamrup Metropolitan.
For example, the IFSC Code IDIB000G068 of Indian Bank for the G N B Road branch includes these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000G068 of Indian Bank for its G N B Road branch located in Kamrup Metropolitan, the following methods can help:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Kamrup Metropolitan and Kamrup Metropolitan, print them on the first page of your passbook.
Bank Website
Visit the official website of Indian Bank and navigate to the branch locator section. Search for G N B Road or Kamrup Metropolitan to get the exact IFSC Code IDIB000G068.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Kamrup Metropolitan, you'll get the correct details.
How to Use IFSC Code IDIB000G068 for Online Transfers?
Once you have the IFSC Code IDIB000G068 for the G N B Road branch of Indian Bank in Kamrup Metropolitan, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000G068. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000G068.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank G N B Road in Kamrup Metropolitan may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in G N B Road, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kamrup Metropolitan manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000G068.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is I Floor Seujee Enclave G N B Road Chandmari Guwahati Pin 781003 located in Kamrup Metropolitan, Kamrup Metropolitan, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.