The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Thiyagadurgam branch in Kallakurichi, Thiyagadurgam, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Kallakurichi or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000T186. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Thiyagadurgam, Kallakurichi
Here are the key points that are associated with the IFSC Code IDIB000T186 of Indian Bank for its branch located in Kallakurichi, within the district of Thiyagadurgam in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000T186 |
| Branch | Thiyagadurgam |
| City | Kallakurichi |
| District | Thiyagadurgam |
| State | Tamil Nadu |
| Address | Ramakrishna Complex Ground Floor Salem Main Road Thiyagadurgam Thiyagadurgam Pin 606206 |
These details help users in online banking and for businesses and individuals who use Indian Bank in Kallakurichi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000T186 for the Thiyagadurgam branch of Indian Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000T186 is given to every bank branch, including Indian Bank located in Thiyagadurgam, Kallakurichi, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Kallakurichi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kallakurichi and Thiyagadurgam.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Thiyagadurgam doesn't end up at another location.
Format of the IFSC Code IDIB000T186
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thiyagadurgam in Kallakurichi.
For example, the IFSC Code IDIB000T186 of Indian Bank for the Thiyagadurgam branch includes these elements, identifying the bank and the branch location in Kallakurichi and Tamil Nadu accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000T186 of Indian Bank for its Thiyagadurgam branch located in Kallakurichi, the following methods can help:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Indian Bank branches in Kallakurichi and Thiyagadurgam, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Indian Bank and navigate to the branch locator section. Search for Thiyagadurgam or Kallakurichi to get the exact IFSC Code IDIB000T186.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Kallakurichi, you'll get the correct details.
How to Use IFSC Code IDIB000T186 for Online Transfers?
Once you have the IFSC Code IDIB000T186 for the Thiyagadurgam branch of Indian Bank in Kallakurichi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000T186. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000T186.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Thiyagadurgam in Kallakurichi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Thiyagadurgam, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kallakurichi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000T186.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ramakrishna Complex Ground Floor Salem Main Road Thiyagadurgam Thiyagadurgam Pin 606206 located in Kallakurichi, Thiyagadurgam, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.