Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Guwahati Kakching branch in Kakching, Kakching, Manipur, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Bank located in Kakching or anywhere in Manipur can transfer funds instantly by using the correct IFSC Code IDIB000K523. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Guwahati Kakching, Kakching

The table below shows the main details of the IFSC Code IDIB000K523 for the Indian Bank branch in Kakching, which falls under the Kakching district in Manipur.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000K523
Branch Guwahati Kakching
City Kakching
District Kakching
State Manipur
Address Kakching Khunyai Leikai Near Khongnang Mari Phangba Kakching Post Tehsil Kakchnig Kakching Kakching Pin 795103

These details help users in online banking and for businesses and individuals who use Indian Bank in Kakching for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000K523 for the Guwahati Kakching branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Guwahati Kakching, Kakching, Manipur, are given a unique IFSC like IDIB000K523 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kakching.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kakching and Kakching.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indian Bank in Guwahati Kakching goes to the correct branch. This is important because Indian Bank has thousands of branches in Manipur and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDIB000K523

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guwahati Kakching in Kakching.

For example, the IFSC Code IDIB000K523 of Indian Bank for the Guwahati Kakching branch includes these elements, identifying the bank and the branch location in Kakching and Manipur accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000K523 of Indian Bank for its Guwahati Kakching branch located in Kakching, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Kakching and Kakching, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Guwahati Kakching or Kakching to get the exact IFSC Code IDIB000K523.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Kakching that will provide accurate information.

How to Use IFSC Code IDIB000K523 for Online Transfers?

Once you have the IFSC Code IDIB000K523 for the Guwahati Kakching branch of Indian Bank in Kakching, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000K523. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000K523.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Guwahati Kakching in Kakching, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Guwahati Kakching, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kakching manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Guwahati Kakching Kakching?

The IFSC Code of the Guwahati Kakching Kakching branch is IDIB000K523.

Is IFSC Code IDIB000K523 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Guwahati Kakching branch?

The branch is located at Kakching Khunyai Leikai Near Khongnang Mari Phangba Kakching Post Tehsil Kakchnig Kakching Kakching Pin 795103.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.