The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Jodhpur branch in Jodhpur, Jodhpur, Rajasthan, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Jodhpur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code IDIB000J009. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Jodhpur, Jodhpur
Here are some of the key details that come with the IFSC Code IDIB000J009 of Indian Bank for its branch located in Jodhpur, within the district of Jodhpur in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000J009 |
| Branch | Jodhpur |
| City | Jodhpur |
| District | Jodhpur |
| State | Rajasthan |
| Address | 4Th Chopasni Road Sardarpura Opp Old Kohinoor Sardarpura Pin 342001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Jodhpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000J009 for the Jodhpur branch of Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Jodhpur, Jodhpur, Rajasthan, is provided with a unique IFSC like IDIB000J009 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Jodhpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jodhpur and Jodhpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Jodhpur do not get mixed with another location.
Format of the IFSC Code IDIB000J009
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jodhpur in Jodhpur.
For example, the IFSC Code IDIB000J009 of Indian Bank for the Jodhpur branch has these elements, identifying the bank and the branch location in Jodhpur and Rajasthan correctly.
How to Find IFSC Code for Indian Bank?
If you are looking for the IFSC Code IDIB000J009 of Indian Bank for its Jodhpur branch located in Jodhpur, the following methods can help:
Cheque Book
The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indian Bank branches in Jodhpur and Jodhpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indian Bank and look for the branch locator section, then search for Jodhpur or Jodhpur to get the exact IFSC Code IDIB000J009.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Jodhpur, then it will provide you proper information.
How to Use IFSC Code IDIB000J009 for Online Transfers?
Once you have the IFSC Code IDIB000J009 for the Jodhpur branch of Indian Bank in Jodhpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000J009. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000J009.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Jodhpur in Jodhpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Jodhpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jodhpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000J009.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 4Th Chopasni Road Sardarpura Opp Old Kohinoor Sardarpura Pin 342001 located in Jodhpur, Jodhpur, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.