There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Rohad branch in Jhajjar, Rohad, Haryana, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Indian Bank situated in Jhajjar or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code IDIB000R645. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Rohad, Jhajjar
Here are the main details that are associated with the IFSC Code IDIB000R645 of Indian Bank for its branch located in Jhajjar, within the district of Rohad in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000R645 |
| Branch | Rohad |
| City | Jhajjar |
| District | Rohad |
| State | Haryana |
| Address | Vpo Rohad Tehsil Bahadurgarh Dist Jhajjar Rohad Rohad Pin 124502 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Jhajjar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000R645 for the Rohad branch of Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000R645 is given to every bank branch, including Indian Bank located in Rohad, Jhajjar, Haryana, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Jhajjar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Jhajjar and Rohad.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Rohad doesn't end up at another location.
Format of the IFSC Code IDIB000R645
The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rohad in Jhajjar.
For example, the IFSC Code IDIB000R645 of Indian Bank for the Rohad branch includes these elements, identifying the bank and the branch location in Jhajjar and Haryana correctly.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000R645 of Indian Bank for its Rohad branch located in Jhajjar, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Jhajjar and Rohad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and find the branch locator section. Search for Rohad or Jhajjar to get the exact IFSC Code IDIB000R645.
Mobile Banking App
If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Jhajjar that will provide accurate information.
How to Use IFSC Code IDIB000R645 for Online Transfers?
Once you have the IFSC Code IDIB000R645 for the Rohad branch of Indian Bank in Jhajjar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000R645. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000R645.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Rohad in Jhajjar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Rohad, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Jhajjar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Rohad Jhajjar branch is IDIB000R645.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vpo Rohad Tehsil Bahadurgarh Dist Jhajjar Rohad Rohad Pin 124502.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.