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IFSC Code of Indian Bank, Patna Jehanabad, Jehanabad, Bihar — IDIB000J591

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Patna Jehanabad branch in Jehanabad, Jehanabad, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Bank located in Jehanabad or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code IDIB000J591. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Patna Jehanabad, Jehanabad

The table below shows the main details of the IFSC Code IDIB000J591 for the Indian Bank branch in Jehanabad, which falls under the Jehanabad district in Bihar.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000J591
Branch Patna Jehanabad
City Jehanabad
District Jehanabad
State Bihar
Address Sri Krishna Puri Colony Patna Gaya Road Jehanabad Jehanabad Jehanabad Pin 804408

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Jehanabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000J591 for the Patna Jehanabad branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Patna Jehanabad, Jehanabad, Bihar, are given a unique IFSC like IDIB000J591 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jehanabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jehanabad and Jehanabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indian Bank in Patna Jehanabad goes to the correct branch. This is important because Indian Bank has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDIB000J591

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Patna Jehanabad in Jehanabad.

For example, the IFSC Code IDIB000J591 of Indian Bank for the Patna Jehanabad branch includes these elements, identifying the bank and the branch location in Jehanabad and Bihar accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000J591 of Indian Bank for its Patna Jehanabad branch located in Jehanabad, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Jehanabad and Jehanabad, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Patna Jehanabad or Jehanabad to get the exact IFSC Code IDIB000J591.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Jehanabad, you'll get the correct details.

How to Use IFSC Code IDIB000J591 for Online Transfers?

Once you have the IFSC Code IDIB000J591 for the Patna Jehanabad branch of Indian Bank in Jehanabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000J591. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000J591.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Patna Jehanabad in Jehanabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Patna Jehanabad, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jehanabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Patna Jehanabad, Jehanabad?

The IFSC Code is IDIB000J591.

Is the IFSC Code IDIB000J591 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Patna Jehanabad?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Patna Jehanabad branch?

The address of the branch is Sri Krishna Puri Colony Patna Gaya Road Jehanabad Jehanabad Jehanabad Pin 804408 located in Jehanabad, Jehanabad, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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