Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Mahewa -Jhansi branch in Jalaun, Mahewa, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Bank located in Jalaun or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000M547. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Mahewa -Jhansi, Jalaun

Here are the key points that are associated with the IFSC Code IDIB000M547 of Indian Bank for its branch located in Jalaun, within the district of Mahewa in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000M547
Branch Mahewa -Jhansi
City Jalaun
District Mahewa
State Uttar Pradesh
Address Vill Po Mahewa Tehsil Kalpi Mahewa Mahewa Pin 285204

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Jalaun for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000M547 for the Mahewa -Jhansi branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000M547 is given to every bank branch, including Indian Bank located in Mahewa -Jhansi, Jalaun, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Jalaun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jalaun and Mahewa.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Mahewa -Jhansi doesn't end up at another location.

Format of the IFSC Code IDIB000M547

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mahewa -Jhansi in Jalaun.

For example, the IFSC Code IDIB000M547 of Indian Bank for the Mahewa -Jhansi branch has these elements, identifying the bank and the branch location in Jalaun and Uttar Pradesh correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000M547 of Indian Bank for its Mahewa -Jhansi branch located in Jalaun, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Jalaun and Mahewa, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Mahewa -Jhansi or Jalaun to get the exact IFSC Code IDIB000M547.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Jalaun, you'll get the correct details.

How to Use IFSC Code IDIB000M547 for Online Transfers?

If you have the IFSC Code IDIB000M547 for the Mahewa -Jhansi branch of Indian Bank in Jalaun, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000M547. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000M547.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Mahewa -Jhansi in Jalaun, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Mahewa -Jhansi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalaun to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Mahewa -Jhansi, Jalaun?

The IFSC Code is IDIB000M547.

Is the IFSC Code IDIB000M547 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Mahewa -Jhansi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mahewa -Jhansi branch?

The address of the branch is Vill Po Mahewa Tehsil Kalpi Mahewa Mahewa Pin 285204 located in Jalaun, Mahewa, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.