Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Kuthond branch in Jalaun, Kuthond, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Jalaun or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000K852. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Kuthond, Jalaun

Here are the main details that are associated with the IFSC Code IDIB000K852 of Indian Bank for its branch located in Jalaun, within the district of Kuthond in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000K852
Branch Kuthond
City Jalaun
District Kuthond
State Uttar Pradesh
Address Auraiya Jalaun Roadvill Po Kuthond Kuthond Kuthond Pin 285125

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Jalaun for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000K852 for the Kuthond branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Kuthond, Jalaun, Uttar Pradesh, is provided with a unique IFSC like IDIB000K852 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Jalaun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Jalaun and Kuthond.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Kuthond do not get mixed with another location.

Format of the IFSC Code IDIB000K852

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kuthond in Jalaun.

For example, the IFSC Code IDIB000K852 of Indian Bank for the Kuthond branch includes these elements, identifying the bank and the branch location in Jalaun and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000K852 of Indian Bank for its Kuthond branch located in Jalaun, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Jalaun and Kuthond, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Kuthond or Jalaun to get the exact IFSC Code IDIB000K852.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Jalaun that will provide accurate information.

How to Use IFSC Code IDIB000K852 for Online Transfers?

Once you have the IFSC Code IDIB000K852 for the Kuthond branch of Indian Bank in Jalaun, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000K852. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000K852.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Kuthond in Jalaun, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Kuthond, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jalaun manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Kuthond, Jalaun?

The IFSC Code is IDIB000K852.

Is the IFSC Code IDIB000K852 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Kuthond?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kuthond branch?

The address of the branch is Auraiya Jalaun Roadvill Po Kuthond Kuthond Kuthond Pin 285125 located in Jalaun, Kuthond, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.