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IFSC Code of Indian Bank, Vaishali Estate, Jaipur, Rajasthan — IDIB000V174

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Vaishali Estate branch in Jaipur, Jaipur, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Jaipur or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code IDIB000V174. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Vaishali Estate, Jaipur

The table below shows the main details of the IFSC Code IDIB000V174 for the Indian Bank branch in Jaipur, which falls under the Jaipur district in Rajasthan.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000V174
Branch Vaishali Estate
City Jaipur
District Jaipur
State Rajasthan
Address C-10, Vaishali Estate, Gandhi Path West, Opp. Emperial Height, Jaipur, Rajasthan

These details helps users in online banking and for businesses and individuals who use Indian Bank in Jaipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000V174 for the Vaishali Estate branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000V174 is given to every bank branch, including Indian Bank located in Vaishali Estate, Jaipur, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Jaipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jaipur and Jaipur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Vaishali Estate doesn't end up at another location.

Format of the IFSC Code IDIB000V174

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Vaishali Estate in Jaipur.

For example, the IFSC Code IDIB000V174 of Indian Bank for the Vaishali Estate branch has these elements, identifying the bank and the branch location in Jaipur and Rajasthan correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000V174 of Indian Bank for its Vaishali Estate branch located in Jaipur, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Jaipur and Jaipur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Vaishali Estate or Jaipur to get the exact IFSC Code IDIB000V174.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Jaipur that will provide accurate information.

How to Use IFSC Code IDIB000V174 for Online Transfers?

If you have the IFSC Code IDIB000V174 for the Vaishali Estate branch of Indian Bank in Jaipur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000V174. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000V174.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Vaishali Estate in Jaipur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Vaishali Estate, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jaipur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Vaishali Estate, Jaipur?

The IFSC Code is IDIB000V174.

Is the IFSC Code IDIB000V174 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Vaishali Estate?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vaishali Estate branch?

The address of the branch is C-10, Vaishali Estate, Gandhi Path West, Opp. Emperial Height, Jaipur, Rajasthan located in Jaipur, Jaipur, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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