Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Liluah branch in Howrah, Howrah, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Howrah or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code IDIB000L004. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Liluah, Howrah
The table below shows the main details of the IFSC Code IDIB000L004 for the Indian Bank branch in Howrah, which falls under the Howrah district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000L004 |
| Branch | Liluah |
| City | Howrah |
| District | Howrah |
| State | West Bengal |
| Address | 266 A G T Road Liluah Howrah Dist Liluah Pin 711204 |
These details helps users in online banking and for businesses and individuals who use Indian Bank in Howrah for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000L004 for the Liluah branch of Indian Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Liluah, Howrah, West Bengal, are given a unique IFSC like IDIB000L004 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Howrah.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Howrah and Howrah.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Indian Bank in Liluah goes to the correct branch. This is important because Indian Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code IDIB000L004
The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Liluah in Howrah.
For example, the IFSC Code IDIB000L004 of Indian Bank for the Liluah branch includes these elements, identifying the bank and the branch location in Howrah and West Bengal correctly.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000L004 of Indian Bank for its Liluah branch located in Howrah, the following methods can help:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Indian Bank branches in Howrah and Howrah, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Indian Bank and navigate to the branch locator section. Search for Liluah or Howrah to get the exact IFSC Code IDIB000L004.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Howrah, you'll get the correct details.
How to Use IFSC Code IDIB000L004 for Online Transfers?
If you have the IFSC Code IDIB000L004 for the Liluah branch of Indian Bank in Howrah, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000L004. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000L004.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Liluah in Howrah, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Liluah, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Howrah manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000L004.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 266 A G T Road Liluah Howrah Dist Liluah Pin 711204 located in Howrah, Howrah, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.