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IFSC Code of Indian Bank, Debinagar, Hathras, Uttar Pradesh — IDIB000D587

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Debinagar branch in Hathras, Hathras, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Hathras or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000D587. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Debinagar, Hathras

Here are the main details that are associated with the IFSC Code IDIB000D587 of Indian Bank for its branch located in Hathras, within the district of Hathras in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000D587
Branch Debinagar
City Hathras
District Hathras
State Uttar Pradesh
Address Village Devinagar Hathras Pin 204102

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Hathras for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000D587 for the Debinagar branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Debinagar, Hathras, Uttar Pradesh, is provided a unique IFSC like IDIB000D587 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Hathras.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Hathras and Hathras.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Debinagar do not get misguided to another person.

Format of the IFSC Code IDIB000D587

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Debinagar in Hathras.

For example, the IFSC Code IDIB000D587 of Indian Bank for the Debinagar branch includes these elements, identifying the bank and the branch location in Hathras and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000D587 of Indian Bank for its Debinagar branch located in Hathras, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Hathras and Hathras, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Debinagar or Hathras to get the exact IFSC Code IDIB000D587.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Hathras, then it will provide you proper information.

How to Use IFSC Code IDIB000D587 for Online Transfers?

Once you have the IFSC Code IDIB000D587 for the Debinagar branch of Indian Bank in Hathras, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000D587. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000D587.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Debinagar in Hathras may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Debinagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hathras to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Debinagar, Hathras?

The IFSC Code is IDIB000D587.

Is the IFSC Code IDIB000D587 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Debinagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Debinagar branch?

The address of the branch is Village Devinagar Hathras Pin 204102 located in Hathras, Hathras, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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