The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Hanumangarh branch in Hanumangarh, Hanumangarh, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Hanumangarh or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code IDIB000H044. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Hanumangarh, Hanumangarh

Here are the key points that are associated with the IFSC Code IDIB000H044 of Indian Bank for its branch located in Hanumangarh, within the district of Hanumangarh in the state of Rajasthan.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000H044
Branch Hanumangarh
City Hanumangarh
District Hanumangarh
State Rajasthan
Address Shop No243 General Market Station Road Hanumangarh Town Pin 335513

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Hanumangarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000H044 for the Hanumangarh branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Hanumangarh, Hanumangarh, Rajasthan, is provided a unique IFSC like IDIB000H044 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Hanumangarh.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Hanumangarh and Hanumangarh.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Hanumangarh do not get misguided to another person.

Format of the IFSC Code IDIB000H044

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hanumangarh in Hanumangarh.

For example, the IFSC Code IDIB000H044 of Indian Bank for the Hanumangarh branch has these elements, identifying the bank and the branch location in Hanumangarh and Rajasthan correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000H044 of Indian Bank for its Hanumangarh branch located in Hanumangarh, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in Hanumangarh and Hanumangarh, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Hanumangarh or Hanumangarh to get the exact IFSC Code IDIB000H044.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Hanumangarh, you'll get the correct details.

How to Use IFSC Code IDIB000H044 for Online Transfers?

Once you have the IFSC Code IDIB000H044 for the Hanumangarh branch of Indian Bank in Hanumangarh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000H044. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000H044.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Hanumangarh in Hanumangarh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Hanumangarh, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Hanumangarh manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Hanumangarh, Hanumangarh?

The IFSC Code is IDIB000H044.

Is the IFSC Code IDIB000H044 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Hanumangarh?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Hanumangarh branch?

The address of the branch is Shop No243 General Market Station Road Hanumangarh Town Pin 335513 located in Hanumangarh, Hanumangarh, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.