For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its Bharwa Sumerpur branch in Hamirpur, Bharwa Sumerpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Hamirpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000B767. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Bharwa Sumerpur, Hamirpur

Here are the main details that are associated with the IFSC Code IDIB000B767 of Indian Bank for its branch located in Hamirpur, within the district of Bharwa Sumerpur in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000B767
Branch Bharwa Sumerpur
City Hamirpur
District Bharwa Sumerpur
State Uttar Pradesh
Address Behind Police Station Village And Post Bharwa Sumerpur Bharwa Sumerpur Bharwa Sumerpur Pin 210502

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Hamirpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000B767 for the Bharwa Sumerpur branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Bharwa Sumerpur, Hamirpur, Uttar Pradesh, are allotted a unique IFSC like IDIB000B767 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hamirpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Hamirpur and Bharwa Sumerpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Bharwa Sumerpur reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code IDIB000B767

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bharwa Sumerpur in Hamirpur.

For example, the IFSC Code IDIB000B767 of Indian Bank for the Bharwa Sumerpur branch includes these elements, identifying the bank and the branch location in Hamirpur and Uttar Pradesh correctly.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000B767 of Indian Bank for its Bharwa Sumerpur branch located in Hamirpur, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Hamirpur and Bharwa Sumerpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Bharwa Sumerpur or Hamirpur to get the exact IFSC Code IDIB000B767.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Hamirpur, then it will provide you proper information.

How to Use IFSC Code IDIB000B767 for Online Transfers?

Once you have the IFSC Code IDIB000B767 for the Bharwa Sumerpur branch of Indian Bank in Hamirpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000B767. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000B767.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Bharwa Sumerpur in Hamirpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Bharwa Sumerpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Hamirpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Bharwa Sumerpur, Hamirpur?

The IFSC Code is IDIB000B767.

Is the IFSC Code IDIB000B767 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Bharwa Sumerpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bharwa Sumerpur branch?

The address of the branch is Behind Police Station Village And Post Bharwa Sumerpur Bharwa Sumerpur Bharwa Sumerpur Pin 210502 located in Hamirpur, Bharwa Sumerpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.