The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Sector Fifteen Gurgaon branch in Gurugram, Gurugram, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Gurugram or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code IDIB000G655. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Sector Fifteen Gurgaon, Gurugram
Here are the main details that are associated with the IFSC Code IDIB000G655 of Indian Bank for its branch located in Gurugram, within the district of Gurugram in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000G655 |
| Branch | Sector Fifteen Gurgaon |
| City | Gurugram |
| District | Gurugram |
| State | Haryana |
| Address | 39/1 Acharya Puri Mata Road Near Bus Stand Gurgaon Pin 122001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Gurugram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000G655 for the Sector Fifteen Gurgaon branch of Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Sector Fifteen Gurgaon, Gurugram, Haryana, are allotted a unique IFSC like IDIB000G655 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gurugram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gurugram and Gurugram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indian Bank in Sector Fifteen Gurgaon reaches the right place, even though there are thousands of branches in Haryana and across India.
Format of the IFSC Code IDIB000G655
The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sector Fifteen Gurgaon in Gurugram.
For example, the IFSC Code IDIB000G655 of Indian Bank for the Sector Fifteen Gurgaon branch includes these elements, identifying the bank and the branch location in Gurugram and Haryana correctly.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000G655 of Indian Bank for its Sector Fifteen Gurgaon branch located in Gurugram, the following methods can help:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Indian Bank branches in Gurugram and Gurugram, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Indian Bank and navigate to the branch locator section. Search for Sector Fifteen Gurgaon or Gurugram to get the exact IFSC Code IDIB000G655.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Gurugram, you'll get the correct details.
How to Use IFSC Code IDIB000G655 for Online Transfers?
Once you have the IFSC Code IDIB000G655 for the Sector Fifteen Gurgaon branch of Indian Bank in Gurugram, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000G655. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000G655.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Sector Fifteen Gurgaon in Gurugram, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Sector Fifteen Gurgaon, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Gurugram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000G655.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 39/1 Acharya Puri Mata Road Near Bus Stand Gurgaon Pin 122001 located in Gurugram, Gurugram, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.