Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Nh Service Road Mangalagiri branch in Guntur, Guntur, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Guntur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000N171. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Nh Service Road Mangalagiri, Guntur

Below in the table are the key details related to IFSC Code IDIB000N171 of Indian Bank for its branch located in Guntur, within the district of Guntur in the state of Andhra Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000N171
Branch Nh Service Road Mangalagiri
City Guntur
District Guntur
State Andhra Pradesh
Address 5912A 8Th Linekoppurao Colony Nh Service Roadmangalagiri Mangalagiri Pin 522503

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Guntur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000N171 for the Nh Service Road Mangalagiri branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Nh Service Road Mangalagiri, Guntur, Andhra Pradesh, are given a unique IFSC like IDIB000N171 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Guntur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Guntur and Guntur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indian Bank in Nh Service Road Mangalagiri goes to the correct branch. This is important because Indian Bank has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDIB000N171

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Nh Service Road Mangalagiri in Guntur.

For example, the IFSC Code IDIB000N171 of Indian Bank for the Nh Service Road Mangalagiri branch has these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh correctly.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000N171 of Indian Bank for its Nh Service Road Mangalagiri branch located in Guntur, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Guntur and Guntur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Nh Service Road Mangalagiri or Guntur to find the exact IFSC Code IDIB000N171.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Guntur will provide accurate information.

How to Use IFSC Code IDIB000N171 for Online Transfers?

Once you have the IFSC Code IDIB000N171 for the Nh Service Road Mangalagiri branch of Indian Bank in Guntur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000N171. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000N171.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Nh Service Road Mangalagiri in Guntur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Nh Service Road Mangalagiri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Guntur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Nh Service Road Mangalagiri, Guntur?

The IFSC Code is IDIB000N171.

Is the IFSC Code IDIB000N171 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Nh Service Road Mangalagiri?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nh Service Road Mangalagiri branch?

The address of the branch is 5912A 8Th Linekoppurao Colony Nh Service Roadmangalagiri Mangalagiri Pin 522503 located in Guntur, Guntur, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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