For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its Katghar Chauraha branch in Gorakhpur, Katghar Chauraha, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000K626. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Katghar Chauraha, Gorakhpur

The table below shows the main details of the IFSC Code IDIB000K626 for the Indian Bank branch in Gorakhpur, which falls under the Katghar Chauraha district in Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000K626
Branch Katghar Chauraha
City Gorakhpur
District Katghar Chauraha
State Uttar Pradesh
Address Katghar Chauraha Po Khajni Katghar Chauraha Khajani Pin 273212

These details helps users in online banking and for businesses and individuals who use Indian Bank in Gorakhpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000K626 for the Katghar Chauraha branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Katghar Chauraha, Gorakhpur, Uttar Pradesh, is provided a unique IFSC like IDIB000K626 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Gorakhpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gorakhpur and Katghar Chauraha.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Katghar Chauraha do not get misguided to another person.

Format of the IFSC Code IDIB000K626

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Katghar Chauraha in Gorakhpur.

For example, the IFSC Code IDIB000K626 of Indian Bank for the Katghar Chauraha branch includes these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000K626 of Indian Bank for its Katghar Chauraha branch located in Gorakhpur, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Gorakhpur and Katghar Chauraha, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Katghar Chauraha or Gorakhpur to get the exact IFSC Code IDIB000K626.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Gorakhpur, you'll get the correct details.

How to Use IFSC Code IDIB000K626 for Online Transfers?

Once you have the IFSC Code IDIB000K626 for the Katghar Chauraha branch of Indian Bank in Gorakhpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000K626. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000K626.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Katghar Chauraha in Gorakhpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Katghar Chauraha, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gorakhpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Katghar Chauraha Gorakhpur?

The IFSC Code of the Katghar Chauraha Gorakhpur branch is IDIB000K626.

Is IFSC Code IDIB000K626 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Katghar Chauraha branch?

The branch is located at Katghar Chauraha Po Khajni Katghar Chauraha Khajani Pin 273212.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.