There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Shitalganj branch in Gonda, Shitalganj, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Gonda or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code IDIB000S663. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Shitalganj, Gonda

The table below shows the main details of the IFSC Code IDIB000S663 for the Indian Bank branch in Gonda, which falls under the Shitalganj district in Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000S663
Branch Shitalganj
City Gonda
District Shitalganj
State Uttar Pradesh
Address Vill Shitalganj Po Shitalganj Dist Gonda Gonda Shitalganj Maskanwa Pin 271305

These details help users in online banking and for businesses and individuals who use Indian Bank in Gonda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000S663 for the Shitalganj branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000S663 is given to every bank branch, including Indian Bank located in Shitalganj, Gonda, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Gonda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Gonda and Shitalganj.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Shitalganj doesn't end up at another location.

Format of the IFSC Code IDIB000S663

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shitalganj in Gonda.

For example, the IFSC Code IDIB000S663 of Indian Bank for the Shitalganj branch includes these elements, identifying the bank and the branch location in Gonda and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000S663 of Indian Bank for its Shitalganj branch located in Gonda, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Gonda and Shitalganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Shitalganj or Gonda to get the exact IFSC Code IDIB000S663.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Gonda that will provide accurate information.

How to Use IFSC Code IDIB000S663 for Online Transfers?

Once you have the IFSC Code IDIB000S663 for the Shitalganj branch of Indian Bank in Gonda, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000S663. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000S663.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Shitalganj in Gonda, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Shitalganj, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gonda manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Shitalganj, Gonda?

The IFSC Code is IDIB000S663.

Is the IFSC Code IDIB000S663 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Shitalganj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shitalganj branch?

The address of the branch is Vill Shitalganj Po Shitalganj Dist Gonda Gonda Shitalganj Maskanwa Pin 271305 located in Gonda, Shitalganj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.