Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Katra Bazar branch in Gonda, Katra Bazaar, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Bank located in Gonda or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000K633. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Katra Bazar, Gonda

Here are some of the key details that come with the IFSC Code IDIB000K633 of Indian Bank for its branch located in Gonda, within the district of Katra Bazaar in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000K633
Branch Katra Bazar
City Gonda
District Katra Bazaar
State Uttar Pradesh
Address Rastogo Tola Katra Bazaar Katra Bazaar Kathua Nala Pin 271503

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Gonda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000K633 for the Katra Bazar branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Katra Bazar, Gonda, Uttar Pradesh, are allotted a unique IFSC like IDIB000K633 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gonda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gonda and Katra Bazaar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Katra Bazar reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code IDIB000K633

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Katra Bazar in Gonda.

For example, the IFSC Code IDIB000K633 of Indian Bank for the Katra Bazar branch includes these elements, identifying the bank and the branch location in Gonda and Uttar Pradesh correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000K633 of Indian Bank for its Katra Bazar branch located in Gonda, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Gonda and Katra Bazaar, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Katra Bazar or Gonda to get the exact IFSC Code IDIB000K633.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Gonda, you'll get the correct details.

How to Use IFSC Code IDIB000K633 for Online Transfers?

If you have the IFSC Code IDIB000K633 for the Katra Bazar branch of Indian Bank in Gonda, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000K633. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000K633.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Katra Bazar in Gonda, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Katra Bazar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gonda manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Katra Bazar, Gonda?

The IFSC Code is IDIB000K633.

Is the IFSC Code IDIB000K633 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Katra Bazar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Katra Bazar branch?

The address of the branch is Rastogo Tola Katra Bazaar Katra Bazaar Kathua Nala Pin 271503 located in Gonda, Katra Bazaar, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.