For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its Haldarmau branch in Gonda, Haldharmau, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Gonda or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000H514. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Haldarmau, Gonda
Below in the table are the key details related to IFSC Code IDIB000H514 of Indian Bank for its branch located in Gonda, within the district of Haldharmau in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000H514 |
| Branch | Haldarmau |
| City | Gonda |
| District | Haldharmau |
| State | Uttar Pradesh |
| Address | Haldarmau Block Office Buildng Vill Po Haldharmau Haldharmau Haldharmau Pin 271126 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Gonda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000H514 for the Haldarmau branch of Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Haldarmau, Gonda, Uttar Pradesh, are allotted a unique IFSC like IDIB000H514 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gonda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gonda and Haldharmau.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indian Bank in Haldarmau reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code IDIB000H514
The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Haldarmau in Gonda.
For example, the IFSC Code IDIB000H514 of Indian Bank for the Haldarmau branch includes these elements, identifying the bank and the branch location in Gonda and Uttar Pradesh correctly.
How to Find IFSC Code for Indian Bank?
If you are looking for the IFSC Code IDIB000H514 of Indian Bank for its Haldarmau branch located in Gonda, the following methods can help:
Cheque Book
The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indian Bank branches in Gonda and Haldharmau, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indian Bank and look for the branch locator section, then search for Haldarmau or Gonda to get the exact IFSC Code IDIB000H514.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Gonda, then it will provide you proper information.
How to Use IFSC Code IDIB000H514 for Online Transfers?
Once you have the IFSC Code IDIB000H514 for the Haldarmau branch of Indian Bank in Gonda, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000H514. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000H514.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Haldarmau in Gonda, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Haldarmau, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Gonda manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000H514.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Haldarmau Block Office Buildng Vill Po Haldharmau Haldharmau Haldharmau Pin 271126 located in Gonda, Haldharmau, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.