There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Bishnupur Beriya branch in Gonda, Bishunpur Beriya, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Gonda or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code IDIB000B839. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Bishnupur Beriya, Gonda

The table below shows the main details of the IFSC Code IDIB000B839 for the Indian Bank branch in Gonda, which falls under the Bishunpur Beriya district in Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000B839
Branch Bishnupur Beriya
City Gonda
District Bishunpur Beriya
State Uttar Pradesh
Address Vill Po Bishunpur Beriya Districtgonda Bishunpur Beriya Bishunpur Beriya Pin 271601

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Gonda for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000B839 for the Bishnupur Beriya branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Bishnupur Beriya, Gonda, Uttar Pradesh, are allotted a unique IFSC like IDIB000B839 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gonda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gonda and Bishunpur Beriya.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Bishnupur Beriya reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code IDIB000B839

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bishnupur Beriya in Gonda.

For example, the IFSC Code IDIB000B839 of Indian Bank for the Bishnupur Beriya branch includes these elements, identifying the bank and the branch location in Gonda and Uttar Pradesh correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000B839 of Indian Bank for its Bishnupur Beriya branch located in Gonda, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Gonda and Bishunpur Beriya, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Bishnupur Beriya or Gonda to get the exact IFSC Code IDIB000B839.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Gonda that will provide accurate information.

How to Use IFSC Code IDIB000B839 for Online Transfers?

Once you have the IFSC Code IDIB000B839 for the Bishnupur Beriya branch of Indian Bank in Gonda, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000B839. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000B839.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Bishnupur Beriya in Gonda, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Bishnupur Beriya, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gonda manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Bishnupur Beriya Gonda?

The IFSC Code of the Bishnupur Beriya Gonda branch is IDIB000B839.

Is IFSC Code IDIB000B839 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Bishnupur Beriya branch?

The branch is located at Vill Po Bishunpur Beriya Districtgonda Bishunpur Beriya Bishunpur Beriya Pin 271601.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.