Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Fatehpur branch in Fatehpur, Fatehpur, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Bank located in Fatehpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000F513. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Fatehpur, Fatehpur

Below in the table are the key details related to IFSC Code IDIB000F513 of Indian Bank for its branch located in Fatehpur, within the district of Fatehpur in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000F513
Branch Fatehpur
City Fatehpur
District Fatehpur
State Uttar Pradesh
Address 130 Hariharganj Fatehpur Fatehpur Fatehpur Pin 212601

These details help users in online banking and for businesses and individuals who use Indian Bank in Fatehpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000F513 for the Fatehpur branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Fatehpur, Fatehpur, Uttar Pradesh, is provided a unique IFSC like IDIB000F513 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Fatehpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Fatehpur and Fatehpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Fatehpur do not get misguided to another person.

Format of the IFSC Code IDIB000F513

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fatehpur in Fatehpur.

For example, the IFSC Code IDIB000F513 of Indian Bank for the Fatehpur branch includes these elements, identifying the bank and the branch location in Fatehpur and Uttar Pradesh correctly.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000F513 of Indian Bank for its Fatehpur branch located in Fatehpur, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Fatehpur and Fatehpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Fatehpur or Fatehpur to find the exact IFSC Code IDIB000F513.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Fatehpur will provide accurate information.

How to Use IFSC Code IDIB000F513 for Online Transfers?

Once you have the IFSC Code IDIB000F513 for the Fatehpur branch of Indian Bank in Fatehpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000F513. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000F513.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Fatehpur in Fatehpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Fatehpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Fatehpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Fatehpur Fatehpur?

The IFSC Code of the Fatehpur Fatehpur branch is IDIB000F513.

Is IFSC Code IDIB000F513 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Fatehpur branch?

The branch is located at 130 Hariharganj Fatehpur Fatehpur Fatehpur Pin 212601.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.