The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Tohana branch in Fatehabad, Tohana, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Fatehabad or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code IDIB000T600. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Tohana, Fatehabad

Here are some of the key details that come with the IFSC Code IDIB000T600 of Indian Bank for its branch located in Fatehabad, within the district of Tohana in the state of Haryana.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000T600
Branch Tohana
City Fatehabad
District Tohana
State Haryana
Address 556 Ratia Road Tohana Tohana Pin 125120

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Fatehabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000T600 for the Tohana branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000T600 is given to every bank branch, including Indian Bank located in Tohana, Fatehabad, Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Fatehabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Fatehabad and Tohana.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Tohana doesn't end up at another location.

Format of the IFSC Code IDIB000T600

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tohana in Fatehabad.

For example, the IFSC Code IDIB000T600 of Indian Bank for the Tohana branch includes these elements, identifying the bank and the branch location in Fatehabad and Haryana accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000T600 of Indian Bank for its Tohana branch located in Fatehabad, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Fatehabad and Tohana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Tohana or Fatehabad to get the exact IFSC Code IDIB000T600.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Fatehabad that will provide accurate information.

How to Use IFSC Code IDIB000T600 for Online Transfers?

Once you have the IFSC Code IDIB000T600 for the Tohana branch of Indian Bank in Fatehabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000T600. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000T600.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Tohana in Fatehabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Tohana, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Fatehabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Tohana, Fatehabad?

The IFSC Code is IDIB000T600.

Is the IFSC Code IDIB000T600 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Tohana?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tohana branch?

The address of the branch is 556 Ratia Road Tohana Tohana Pin 125120 located in Fatehabad, Tohana, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.