Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Shillong branch in East Khasi Hills, Barabazaar, Meghalaya, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indian Bank located in East Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code IDIB000S660. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Shillong, East Khasi Hills
The table below shows the main details of the IFSC Code IDIB000S660 for the Indian Bank branch in East Khasi Hills, which falls under the Barabazaar district in Meghalaya.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000S660 |
| Branch | Shillong |
| City | East Khasi Hills |
| District | Barabazaar |
| State | Meghalaya |
| Address | Shillong House Ist Floor) Gs Road Barabazar Shillong Barabazaar Barabazaar Pin 793002 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in East Khasi Hills for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000S660 for the Shillong branch of Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Shillong, East Khasi Hills, Meghalaya, is provided a unique IFSC like IDIB000S660 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in East Khasi Hills.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like East Khasi Hills and Barabazaar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Meghalaya and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Shillong do not get misguided to another person.
Format of the IFSC Code IDIB000S660
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shillong in East Khasi Hills.
For example, the IFSC Code IDIB000S660 of Indian Bank for the Shillong branch includes these elements, identifying the bank and the branch location in East Khasi Hills and Meghalaya accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000S660 of Indian Bank for its Shillong branch located in East Khasi Hills, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in East Khasi Hills and Barabazaar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and find the branch locator section. Search for Shillong or East Khasi Hills to get the exact IFSC Code IDIB000S660.
Mobile Banking App
If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and East Khasi Hills that will provide accurate information.
How to Use IFSC Code IDIB000S660 for Online Transfers?
Once you have the IFSC Code IDIB000S660 for the Shillong branch of Indian Bank in East Khasi Hills, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000S660. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000S660.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Shillong in East Khasi Hills, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Shillong, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in East Khasi Hills manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000S660.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shillong House Ist Floor) Gs Road Barabazar Shillong Barabazaar Barabazaar Pin 793002 located in East Khasi Hills, Barabazaar, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.