Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Anand Vihar Branch Delhi branch in East Delhi, Ashoka Niketan, Delhi, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Bank located in East Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code IDIB000A628. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Anand Vihar Branch Delhi, East Delhi

Below in the table are the key details related to IFSC Code IDIB000A628 of Indian Bank for its branch located in East Delhi, within the district of Ashoka Niketan in the state of Delhi.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000A628
Branch Anand Vihar Branch Delhi
City East Delhi
District Ashoka Niketan
State Delhi
Address B1 Opposite Yojana Viharanand Vihar Ashoka Niketan Ashoka Niketan Ashoka Niketan Pin 110092

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in East Delhi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000A628 for the Anand Vihar Branch Delhi branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Anand Vihar Branch Delhi, East Delhi, Delhi, are allotted a unique IFSC like IDIB000A628 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in East Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like East Delhi and Ashoka Niketan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Anand Vihar Branch Delhi reaches the right place, even though there are thousands of branches in Delhi and across India.

Format of the IFSC Code IDIB000A628

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Anand Vihar Branch Delhi in East Delhi.

For example, the IFSC Code IDIB000A628 of Indian Bank for the Anand Vihar Branch Delhi branch includes these elements, identifying the bank and the branch location in East Delhi and Delhi correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000A628 of Indian Bank for its Anand Vihar Branch Delhi branch located in East Delhi, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in East Delhi and Ashoka Niketan, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Anand Vihar Branch Delhi or East Delhi to get the exact IFSC Code IDIB000A628.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and East Delhi, you'll get the correct details.

How to Use IFSC Code IDIB000A628 for Online Transfers?

Once you have the IFSC Code IDIB000A628 for the Anand Vihar Branch Delhi branch of Indian Bank in East Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000A628. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000A628.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Anand Vihar Branch Delhi in East Delhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Anand Vihar Branch Delhi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in East Delhi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Anand Vihar Branch Delhi East Delhi?

The IFSC Code of the Anand Vihar Branch Delhi East Delhi branch is IDIB000A628.

Is IFSC Code IDIB000A628 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Anand Vihar Branch Delhi branch?

The branch is located at B1 Opposite Yojana Viharanand Vihar Ashoka Niketan Ashoka Niketan Ashoka Niketan Pin 110092.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.