There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Tilaitaran branch in Dumka, Tilaitaran, Jharkhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Indian Bank situated in Dumka or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code IDIB000T575. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Tilaitaran, Dumka
The table below shows the main details of the IFSC Code IDIB000T575 for the Indian Bank branch in Dumka, which falls under the Tilaitaran district in Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000T575 |
| Branch | Tilaitaran |
| City | Dumka |
| District | Tilaitaran |
| State | Jharkhand |
| Address | Vill Tilaitaran Kathikund Po Tilaitaran Kathkund Pin 814103 |
These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Dumka for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000T575 for the Tilaitaran branch of Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Tilaitaran, Dumka, Jharkhand, are allotted a unique IFSC like IDIB000T575 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dumka.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dumka and Tilaitaran.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indian Bank in Tilaitaran reaches the right place, even though there are thousands of branches in Jharkhand and across India.
Format of the IFSC Code IDIB000T575
The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tilaitaran in Dumka.
For example, the IFSC Code IDIB000T575 of Indian Bank for the Tilaitaran branch includes these elements, identifying the bank and the branch location in Dumka and Jharkhand correctly.
How to Find IFSC Code for Indian Bank?
To find the IFSC Code IDIB000T575 of Indian Bank for its Tilaitaran branch located in Dumka, the following methods can help you out:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Dumka and Tilaitaran, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and go to the branch locator section. Then search for Tilaitaran or Dumka to find the exact IFSC Code IDIB000T575.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Dumka will provide accurate information.
How to Use IFSC Code IDIB000T575 for Online Transfers?
If you have the IFSC Code IDIB000T575 for the Tilaitaran branch of Indian Bank in Dumka, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000T575. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000T575.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Tilaitaran in Dumka, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Tilaitaran, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dumka manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Tilaitaran Dumka branch is IDIB000T575.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vill Tilaitaran Kathikund Po Tilaitaran Kathkund Pin 814103.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.