Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Rmrc branch in Dibrugarh, Rmrc Icmr Bokel, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Bank located in Dibrugarh or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000R090. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Rmrc, Dibrugarh

Here are some of the key details that come with the IFSC Code IDIB000R090 of Indian Bank for its branch located in Dibrugarh, within the district of Rmrc Icmr Bokel in the state of Assam.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000R090
Branch Rmrc
City Dibrugarh
District Rmrc Icmr Bokel
State Assam
Address Rmrc Icmr) Bokel Rmrc Icmr) Bokel Lahowal Pin 786010

These details help users in online banking and for businesses and individuals who use Indian Bank in Dibrugarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000R090 for the Rmrc branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000R090 is given to every bank branch, including Indian Bank located in Rmrc, Dibrugarh, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Dibrugarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dibrugarh and Rmrc Icmr Bokel.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Rmrc doesn't end up at another location.

Format of the IFSC Code IDIB000R090

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rmrc in Dibrugarh.

For example, the IFSC Code IDIB000R090 of Indian Bank for the Rmrc branch has these elements, identifying the bank and the branch location in Dibrugarh and Assam correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000R090 of Indian Bank for its Rmrc branch located in Dibrugarh, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Dibrugarh and Rmrc Icmr Bokel, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Rmrc or Dibrugarh to get the exact IFSC Code IDIB000R090.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Dibrugarh, you'll get the correct details.

How to Use IFSC Code IDIB000R090 for Online Transfers?

Once you have the IFSC Code IDIB000R090 for the Rmrc branch of Indian Bank in Dibrugarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000R090. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000R090.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Rmrc in Dibrugarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Rmrc, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dibrugarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Rmrc, Dibrugarh?

The IFSC Code is IDIB000R090.

Is the IFSC Code IDIB000R090 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Rmrc?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rmrc branch?

The address of the branch is Rmrc Icmr) Bokel Rmrc Icmr) Bokel Lahowal Pin 786010 located in Dibrugarh, Rmrc Icmr Bokel, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.