IFSC Code of Indian Bank, Ghoramara, Rongpuriya, Assam — IDIB000G564

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Ghoramara branch in Dibrugarh, Rongpuriya, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Bank located in Dibrugarh or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000G564. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Ghoramara, Dibrugarh

The table below shows the main details of the IFSC Code IDIB000G564 for the Indian Bank branch in Dibrugarh, which falls under the Rongpuriya district in Assam.

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Dibrugarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000G564 for the Ghoramara branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000G564 is given to every bank branch, including Indian Bank located in Ghoramara, Dibrugarh, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Indian Bank branch in Dibrugarh.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Dibrugarh and Rongpuriya.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Ghoramara doesn't end up at another location.

Format of the IFSC Code IDIB000G564

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ghoramara in Dibrugarh.

For example, the IFSC Code IDIB000G564 of Indian Bank for the Ghoramara branch includes these elements, identifying the bank and the branch location in Dibrugarh and Assam accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000G564 of Indian Bank for its Ghoramara branch located in Dibrugarh, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Dibrugarh and Rongpuriya, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Ghoramara or Dibrugarh to get the exact IFSC Code IDIB000G564.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Dibrugarh that will provide accurate information.

How to Use IFSC Code IDIB000G564 for Online Transfers?

Once you have the IFSC Code IDIB000G564 for the Ghoramara branch of Indian Bank in Dibrugarh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000G564. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000G564.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Ghoramara in Dibrugarh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Ghoramara, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dibrugarh to handle online money transfers and get their cheques cleared smoothly.