Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Dibrugarh branch in Dibrugarh, Dibruagrh, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Dibrugarh or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000D637. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Dibrugarh, Dibrugarh
Here are some of the key details that come with the IFSC Code IDIB000D637 of Indian Bank for its branch located in Dibrugarh, within the district of Dibruagrh in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000D637 |
| Branch | Dibrugarh |
| City | Dibrugarh |
| District | Dibruagrh |
| State | Assam |
| Address | H S Road H S Road Dibruagrh Po Dibrugarh Pin 786001 |
These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Dibrugarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000D637 for the Dibrugarh branch of Indian Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Dibrugarh, Dibrugarh, Assam, is provided a unique IFSC like IDIB000D637 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in Dibrugarh.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Dibrugarh and Dibruagrh.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Dibrugarh do not get misguided to another person.
Format of the IFSC Code IDIB000D637
The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dibrugarh in Dibrugarh.
For example, the IFSC Code IDIB000D637 of Indian Bank for the Dibrugarh branch includes these elements, identifying the bank and the branch location in Dibrugarh and Assam correctly.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000D637 of Indian Bank for its Dibrugarh branch located in Dibrugarh, the following methods can help:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Indian Bank branches in Dibrugarh and Dibruagrh, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Indian Bank and navigate to the branch locator section. Search for Dibrugarh or Dibrugarh to get the exact IFSC Code IDIB000D637.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Dibrugarh, you'll get the correct details.
How to Use IFSC Code IDIB000D637 for Online Transfers?
Once you have the IFSC Code IDIB000D637 for the Dibrugarh branch of Indian Bank in Dibrugarh, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000D637. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000D637.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Dibrugarh in Dibrugarh, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Dibrugarh, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dibrugarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dibrugarh Dibrugarh branch is IDIB000D637.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at H S Road H S Road Dibruagrh Po Dibrugarh Pin 786001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.