Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Dibrugarh Dhemaji branch in Dhemaji, Chariali Dhemaji, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indian Bank located in Dhemaji or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000D626. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Dibrugarh Dhemaji, Dhemaji
Here are the key points that are associated with the IFSC Code IDIB000D626 of Indian Bank for its branch located in Dhemaji, within the district of Chariali Dhemaji in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000D626 |
| Branch | Dibrugarh Dhemaji |
| City | Dhemaji |
| District | Chariali Dhemaji |
| State | Assam |
| Address | Adjecent To Lic Dhemaji Charali Nh15 Dhemaji Chariali Dhemaji Dhemaji Pin 787057 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Dhemaji for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000D626 for the Dibrugarh Dhemaji branch of Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Dibrugarh Dhemaji, Dhemaji, Assam, is provided a unique IFSC like IDIB000D626 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in Dhemaji.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Dhemaji and Chariali Dhemaji.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Dibrugarh Dhemaji do not get misguided to another person.
Format of the IFSC Code IDIB000D626
The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dibrugarh Dhemaji in Dhemaji.
For example, the IFSC Code IDIB000D626 of Indian Bank for the Dibrugarh Dhemaji branch includes these elements, identifying the bank and the branch location in Dhemaji and Assam correctly.
How to Find IFSC Code for Indian Bank?
To find the IFSC Code IDIB000D626 of Indian Bank for its Dibrugarh Dhemaji branch located in Dhemaji, the following methods can help you out:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Dhemaji and Chariali Dhemaji, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and go to the branch locator section. Then search for Dibrugarh Dhemaji or Dhemaji to find the exact IFSC Code IDIB000D626.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Dhemaji will provide accurate information.
How to Use IFSC Code IDIB000D626 for Online Transfers?
Once you have the IFSC Code IDIB000D626 for the Dibrugarh Dhemaji branch of Indian Bank in Dhemaji, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000D626. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000D626.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Dibrugarh Dhemaji in Dhemaji may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Dibrugarh Dhemaji, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dhemaji to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000D626.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Adjecent To Lic Dhemaji Charali Nh15 Dhemaji Chariali Dhemaji Dhemaji Pin 787057 located in Dhemaji, Chariali Dhemaji, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.