Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Rajpur Road Dehradun branch in Dehra Dun, Dehradun, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indian Bank located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code IDIB000D560. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Rajpur Road Dehradun, Dehra Dun
The table below shows the main details of the IFSC Code IDIB000D560 for the Indian Bank branch in Dehra Dun, which falls under the Dehradun district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000D560 |
| Branch | Rajpur Road Dehradun |
| City | Dehra Dun |
| District | Dehradun |
| State | Uttarakhand |
| Address | 135/2 4 Jakhan Rajpur Road Dehradun Rajpur Pin 248001 |
These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Dehra Dun for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000D560 for the Rajpur Road Dehradun branch of Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000D560 is given to every bank branch, including Indian Bank located in Rajpur Road Dehradun, Dehra Dun, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Dehra Dun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dehra Dun and Dehradun.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Rajpur Road Dehradun doesn't end up at another location.
Format of the IFSC Code IDIB000D560
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rajpur Road Dehradun in Dehra Dun.
For example, the IFSC Code IDIB000D560 of Indian Bank for the Rajpur Road Dehradun branch has these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand correctly.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000D560 of Indian Bank for its Rajpur Road Dehradun branch located in Dehra Dun, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Dehra Dun and Dehradun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and find the branch locator section. Search for Rajpur Road Dehradun or Dehra Dun to get the exact IFSC Code IDIB000D560.
Mobile Banking App
If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Dehra Dun that will provide accurate information.
How to Use IFSC Code IDIB000D560 for Online Transfers?
Once you have the IFSC Code IDIB000D560 for the Rajpur Road Dehradun branch of Indian Bank in Dehra Dun, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000D560. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000D560.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Rajpur Road Dehradun in Dehra Dun, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Rajpur Road Dehradun, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dehra Dun manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000D560.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 135/2 4 Jakhan Rajpur Road Dehradun Rajpur Pin 248001 located in Dehra Dun, Dehradun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.