Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Siliguri Rangapani branch in Darjiling, Rangapani, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Darjiling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code IDIB000R590. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Siliguri Rangapani, Darjiling

Here are the main details that are associated with the IFSC Code IDIB000R590 of Indian Bank for its branch located in Darjiling, within the district of Rangapani in the state of West Bengal.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000R590
Branch Siliguri Rangapani
City Darjiling
District Rangapani
State West Bengal
Address Rishi Roadrangapani Chathat Highway Village Po Rangapani Rangapani Rangapani Pin 734434

These details helps users in online banking and for businesses and individuals who use Indian Bank in Darjiling for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000R590 for the Siliguri Rangapani branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Siliguri Rangapani, Darjiling, West Bengal, are given a unique IFSC like IDIB000R590 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Darjiling.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Darjiling and Rangapani.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indian Bank in Siliguri Rangapani goes to the correct branch. This is important because Indian Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDIB000R590

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siliguri Rangapani in Darjiling.

For example, the IFSC Code IDIB000R590 of Indian Bank for the Siliguri Rangapani branch includes these elements, identifying the bank and the branch location in Darjiling and West Bengal accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000R590 of Indian Bank for its Siliguri Rangapani branch located in Darjiling, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Darjiling and Rangapani, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Siliguri Rangapani or Darjiling to get the exact IFSC Code IDIB000R590.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Darjiling, you'll get the correct details.

How to Use IFSC Code IDIB000R590 for Online Transfers?

Once you have the IFSC Code IDIB000R590 for the Siliguri Rangapani branch of Indian Bank in Darjiling, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000R590. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000R590.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Siliguri Rangapani in Darjiling, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Siliguri Rangapani, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Darjiling manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Siliguri Rangapani, Darjiling?

The IFSC Code is IDIB000R590.

Is the IFSC Code IDIB000R590 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Siliguri Rangapani?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Siliguri Rangapani branch?

The address of the branch is Rishi Roadrangapani Chathat Highway Village Po Rangapani Rangapani Rangapani Pin 734434 located in Darjiling, Rangapani, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.