The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Mahananda Para branch in Darjiling, Siliguri, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Darjiling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code IDIB000S694. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Mahananda Para, Darjiling
The table below shows the main details of the IFSC Code IDIB000S694 for the Indian Bank branch in Darjiling, which falls under the Siliguri district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000S694 |
| Branch | Mahananda Para |
| City | Darjiling |
| District | Siliguri |
| State | West Bengal |
| Address | Biren Mansion Bidhan Road Near Kanchenchunga Stadium Po Siliguri Siliguri Siliguri Pin 734001 |
These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Darjiling for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000S694 for the Mahananda Para branch of Indian Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Mahananda Para, Darjiling, West Bengal, are allotted a unique IFSC like IDIB000S694 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Darjiling.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Darjiling and Siliguri.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indian Bank in Mahananda Para reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code IDIB000S694
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mahananda Para in Darjiling.
For example, the IFSC Code IDIB000S694 of Indian Bank for the Mahananda Para branch includes these elements, identifying the bank and the branch location in Darjiling and West Bengal accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000S694 of Indian Bank for its Mahananda Para branch located in Darjiling, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Darjiling and Siliguri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and find the branch locator section. Search for Mahananda Para or Darjiling to get the exact IFSC Code IDIB000S694.
Mobile Banking App
If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Darjiling that will provide accurate information.
How to Use IFSC Code IDIB000S694 for Online Transfers?
Once you have the IFSC Code IDIB000S694 for the Mahananda Para branch of Indian Bank in Darjiling, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000S694. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000S694.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Mahananda Para in Darjiling may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Mahananda Para, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Darjiling manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000S694.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Biren Mansion Bidhan Road Near Kanchenchunga Stadium Po Siliguri Siliguri Siliguri Pin 734001 located in Darjiling, Siliguri, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.