Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Vadakkumelur-Indiranagar branch in Cuddalore, Indira Nagar, Tamil Nadu, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indian Bank located in Cuddalore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000V090. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Vadakkumelur-Indiranagar, Cuddalore
The table below shows the main details of the IFSC Code IDIB000V090 for the Indian Bank branch in Cuddalore, which falls under the Indira Nagar district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000V090 |
| Branch | Vadakkumelur-Indiranagar |
| City | Cuddalore |
| District | Indira Nagar |
| State | Tamil Nadu |
| Address | 1 2 Pounambal Nagar Chennai Kumbakonam Highway Indira Nagar Gandhi Nagar P O Pin 607308 |
These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Cuddalore for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000V090 for the Vadakkumelur-Indiranagar branch of Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Vadakkumelur-Indiranagar, Cuddalore, Tamil Nadu, are given a unique IFSC like IDIB000V090 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Cuddalore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Cuddalore and Indira Nagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Indian Bank in Vadakkumelur-Indiranagar goes to the correct branch. This is important because Indian Bank has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code IDIB000V090
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vadakkumelur-Indiranagar in Cuddalore.
For example, the IFSC Code IDIB000V090 of Indian Bank for the Vadakkumelur-Indiranagar branch includes these elements, identifying the bank and the branch location in Cuddalore and Tamil Nadu accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000V090 of Indian Bank for its Vadakkumelur-Indiranagar branch located in Cuddalore, the following methods can help:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Indian Bank branches in Cuddalore and Indira Nagar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Indian Bank and navigate to the branch locator section. Search for Vadakkumelur-Indiranagar or Cuddalore to get the exact IFSC Code IDIB000V090.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Cuddalore, you'll get the correct details.
How to Use IFSC Code IDIB000V090 for Online Transfers?
Once you have the IFSC Code IDIB000V090 for the Vadakkumelur-Indiranagar branch of Indian Bank in Cuddalore, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000V090. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000V090.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Vadakkumelur-Indiranagar in Cuddalore, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Vadakkumelur-Indiranagar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Cuddalore manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000V090.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 1 2 Pounambal Nagar Chennai Kumbakonam Highway Indira Nagar Gandhi Nagar P O Pin 607308 located in Cuddalore, Indira Nagar, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.