The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Tirusulam branch in Chengalpattu, Tirusulam, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Chengalpattu or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000T180. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Tirusulam, Chengalpattu
Here are the main details that are associated with the IFSC Code IDIB000T180 of Indian Bank for its branch located in Chengalpattu, within the district of Tirusulam in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000T180 |
| Branch | Tirusulam |
| City | Chengalpattu |
| District | Tirusulam |
| State | Tamil Nadu |
| Address | 1/561 Thangapillayar Koil Street Tirusulam Tirusulam Pin 600043 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Chengalpattu for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000T180 for the Tirusulam branch of Indian Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Tirusulam, Chengalpattu, Tamil Nadu, is provided a unique IFSC like IDIB000T180 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in Chengalpattu.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Chengalpattu and Tirusulam.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Tirusulam do not get misguided to another person.
Format of the IFSC Code IDIB000T180
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tirusulam in Chengalpattu.
For example, the IFSC Code IDIB000T180 of Indian Bank for the Tirusulam branch includes these elements, identifying the bank and the branch location in Chengalpattu and Tamil Nadu accurately.
How to Find IFSC Code for Indian Bank?
To find the IFSC Code IDIB000T180 of Indian Bank for its Tirusulam branch located in Chengalpattu, the following methods can help you out:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Chengalpattu and Tirusulam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and go to the branch locator section. Then search for Tirusulam or Chengalpattu to find the exact IFSC Code IDIB000T180.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Chengalpattu will provide accurate information.
How to Use IFSC Code IDIB000T180 for Online Transfers?
Once you have the IFSC Code IDIB000T180 for the Tirusulam branch of Indian Bank in Chengalpattu, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000T180. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000T180.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Tirusulam in Chengalpattu may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Tirusulam, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Chengalpattu to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000T180.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 1/561 Thangapillayar Koil Street Tirusulam Tirusulam Pin 600043 located in Chengalpattu, Tirusulam, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.