Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Tambaram East branch in Chengalpattu, East Tambaram, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Chengalpattu or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000T004. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Tambaram East, Chengalpattu

Below in the table are the key details related to IFSC Code IDIB000T004 of Indian Bank for its branch located in Chengalpattu, within the district of East Tambaram in the state of Tamil Nadu.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000T004
Branch Tambaram East
City Chengalpattu
District East Tambaram
State Tamil Nadu
Address No4 Barathamata Street East Tambaram Tambaram East Pin 600059

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Chengalpattu for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000T004 for the Tambaram East branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Tambaram East, Chengalpattu, Tamil Nadu, are allotted a unique IFSC like IDIB000T004 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chengalpattu.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Chengalpattu and East Tambaram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Tambaram East reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code IDIB000T004

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tambaram East in Chengalpattu.

For example, the IFSC Code IDIB000T004 of Indian Bank for the Tambaram East branch includes these elements, identifying the bank and the branch location in Chengalpattu and Tamil Nadu accurately.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000T004 of Indian Bank for its Tambaram East branch located in Chengalpattu, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Chengalpattu and East Tambaram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Tambaram East or Chengalpattu to get the exact IFSC Code IDIB000T004.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Chengalpattu, then it will provide you proper information.

How to Use IFSC Code IDIB000T004 for Online Transfers?

If you have the IFSC Code IDIB000T004 for the Tambaram East branch of Indian Bank in Chengalpattu, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000T004. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000T004.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Tambaram East in Chengalpattu, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Tambaram East, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Chengalpattu manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Tambaram East Chengalpattu?

The IFSC Code of the Tambaram East Chengalpattu branch is IDIB000T004.

Is IFSC Code IDIB000T004 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Tambaram East branch?

The branch is located at No4 Barathamata Street East Tambaram Tambaram East Pin 600059.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.