The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Jalalpur branch in Cachar, Jalalpur, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Cachar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000J535. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Jalalpur, Cachar

Here are the main details that are associated with the IFSC Code IDIB000J535 of Indian Bank for its branch located in Cachar, within the district of Jalalpur in the state of Assam.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000J535
Branch Jalalpur
City Cachar
District Jalalpur
State Assam
Address Vill Kushiarkul Po Jalalpur Jalalpur Jalalpur Pin 788816

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Cachar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000J535 for the Jalalpur branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Jalalpur, Cachar, Assam, is provided with a unique IFSC like IDIB000J535 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Cachar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Cachar and Jalalpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Jalalpur do not get mixed with another location.

Format of the IFSC Code IDIB000J535

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jalalpur in Cachar.

For example, the IFSC Code IDIB000J535 of Indian Bank for the Jalalpur branch includes these elements, identifying the bank and the branch location in Cachar and Assam accurately.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000J535 of Indian Bank for its Jalalpur branch located in Cachar, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Cachar and Jalalpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Jalalpur or Cachar to find the exact IFSC Code IDIB000J535.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Cachar will provide accurate information.

How to Use IFSC Code IDIB000J535 for Online Transfers?

Once you have the IFSC Code IDIB000J535 for the Jalalpur branch of Indian Bank in Cachar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000J535. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000J535.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Jalalpur in Cachar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Jalalpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Cachar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Jalalpur, Cachar?

The IFSC Code is IDIB000J535.

Is the IFSC Code IDIB000J535 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Jalalpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jalalpur branch?

The address of the branch is Vill Kushiarkul Po Jalalpur Jalalpur Jalalpur Pin 788816 located in Cachar, Jalalpur, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.