IFSC Code of Indian Bank, Guwahati Bongaigaon, Bongaigaon, Assam — IDIB000B855

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Guwahati Bongaigaon branch in Bongaigaon, Bongaigaon, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Bongaigaon or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code IDIB000B855. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Guwahati Bongaigaon, Bongaigaon

Below in the table are the key details related to IFSC Code IDIB000B855 of Indian Bank for its branch located in Bongaigaon, within the district of Bongaigaon in the state of Assam.

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Bongaigaon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000B855 for the Guwahati Bongaigaon branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Guwahati Bongaigaon, Bongaigaon, Assam, are given a unique IFSC like IDIB000B855 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Bongaigaon.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Bongaigaon and Bongaigaon.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indian Bank in Guwahati Bongaigaon goes to the correct branch. This is important because Indian Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDIB000B855

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guwahati Bongaigaon in Bongaigaon.

For example, the IFSC Code IDIB000B855 of Indian Bank for the Guwahati Bongaigaon branch includes these elements, identifying the bank and the branch location in Bongaigaon and Assam accurately.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000B855 of Indian Bank for its Guwahati Bongaigaon branch located in Bongaigaon, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Bongaigaon and Bongaigaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Guwahati Bongaigaon or Bongaigaon to get the exact IFSC Code IDIB000B855.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Bongaigaon, then it will provide you proper information.

How to Use IFSC Code IDIB000B855 for Online Transfers?

Once you have the IFSC Code IDIB000B855 for the Guwahati Bongaigaon branch of Indian Bank in Bongaigaon, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000B855. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000B855.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Guwahati Bongaigaon in Bongaigaon may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Guwahati Bongaigaon, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bongaigaon manage their online transfers and cheque clearances easily.