The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Rajgarh Charali branch in Biswanath, Gohpur Nh Fifteen, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Biswanath or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000R537. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Rajgarh Charali, Biswanath
Here are some of the key details that come with the IFSC Code IDIB000R537 of Indian Bank for its branch located in Biswanath, within the district of Gohpur Nh Fifteen in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000R537 |
| Branch | Rajgarh Charali |
| City | Biswanath |
| District | Gohpur Nh Fifteen |
| State | Assam |
| Address | Town Committee Building Near Gohpur Police Station Gohpur Nh 15 Gohpur Pin 784168 |
These details helps users in online banking and for businesses and individuals who use Indian Bank in Biswanath for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000R537 for the Rajgarh Charali branch of Indian Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Rajgarh Charali, Biswanath, Assam, is provided a unique IFSC like IDIB000R537 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in Biswanath.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Biswanath and Gohpur Nh Fifteen.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Rajgarh Charali do not get misguided to another person.
Format of the IFSC Code IDIB000R537
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajgarh Charali in Biswanath.
For example, the IFSC Code IDIB000R537 of Indian Bank for the Rajgarh Charali branch includes these elements, identifying the bank and the branch location in Biswanath and Assam accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000R537 of Indian Bank for its Rajgarh Charali branch located in Biswanath, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Biswanath and Gohpur Nh Fifteen, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and find the branch locator section. Search for Rajgarh Charali or Biswanath to get the exact IFSC Code IDIB000R537.
Mobile Banking App
If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Biswanath that will provide accurate information.
How to Use IFSC Code IDIB000R537 for Online Transfers?
Once you have the IFSC Code IDIB000R537 for the Rajgarh Charali branch of Indian Bank in Biswanath, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000R537. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000R537.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Rajgarh Charali in Biswanath may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Rajgarh Charali, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Biswanath manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000R537.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Town Committee Building Near Gohpur Police Station Gohpur Nh 15 Gohpur Pin 784168 located in Biswanath, Gohpur Nh Fifteen, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.