The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Patna Piro branch in Bhojpur, Piro, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Bhojpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code IDIB000P657. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Patna Piro, Bhojpur

The table below shows the main details of the IFSC Code IDIB000P657 for the Indian Bank branch in Bhojpur, which falls under the Piro district in Bihar.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000P657
Branch Patna Piro
City Bhojpur
District Piro
State Bihar
Address Ara Sasaram Road Near New Bus Stand Piro Piro Piro Pin 802207

These details help users in online banking and for businesses and individuals who use Indian Bank in Bhojpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000P657 for the Patna Piro branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Patna Piro, Bhojpur, Bihar, are allotted a unique IFSC like IDIB000P657 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhojpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bhojpur and Piro.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Patna Piro reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code IDIB000P657

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Patna Piro in Bhojpur.

For example, the IFSC Code IDIB000P657 of Indian Bank for the Patna Piro branch has these elements, identifying the bank and the branch location in Bhojpur and Bihar correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000P657 of Indian Bank for its Patna Piro branch located in Bhojpur, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Bhojpur and Piro, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Patna Piro or Bhojpur to get the exact IFSC Code IDIB000P657.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Bhojpur that will provide accurate information.

How to Use IFSC Code IDIB000P657 for Online Transfers?

Once you have the IFSC Code IDIB000P657 for the Patna Piro branch of Indian Bank in Bhojpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000P657. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000P657.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Patna Piro in Bhojpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Patna Piro, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bhojpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Patna Piro, Bhojpur?

The IFSC Code is IDIB000P657.

Is the IFSC Code IDIB000P657 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Patna Piro?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Patna Piro branch?

The address of the branch is Ara Sasaram Road Near New Bus Stand Piro Piro Piro Pin 802207 located in Bhojpur, Piro, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.