Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Bhilwara branch in Bhilwara, Shastri Nagar, or Rajasthan, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Bhilwara or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code IDIB000B084. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Bhilwara, Bhilwara
Here are some of the key details that come with the IFSC Code IDIB000B084 of Indian Bank for its branch located in Bhilwara, within the district of Shastri Nagar in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000B084 |
| Branch | Bhilwara |
| City | Bhilwara |
| District | Shastri Nagar |
| State | Rajasthan |
| Address | 176 Akshat Tower Main Sector Shastri Nagar Bhilwara Pin 311001 |
These details help users in online banking and for businesses and individuals who use Indian Bank in Bhilwara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000B084 for the Bhilwara branch of Indian Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Bhilwara, Bhilwara, Rajasthan, is provided a unique IFSC like IDIB000B084 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in Bhilwara.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bhilwara and Shastri Nagar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Bhilwara do not get misguided to another person.
Format of the IFSC Code IDIB000B084
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhilwara in Bhilwara.
For example, the IFSC Code IDIB000B084 of Indian Bank for the Bhilwara branch has these elements, identifying the bank and the branch location in Bhilwara and Rajasthan correctly.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000B084 of Indian Bank for its Bhilwara branch located in Bhilwara, the following methods can help:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Bhilwara and Shastri Nagar, print them on the first page of your passbook.
Bank Website
Visit the official website of Indian Bank and navigate to the branch locator section. Search for Bhilwara or Bhilwara to get the exact IFSC Code IDIB000B084.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Bhilwara, you'll get the correct details.
How to Use IFSC Code IDIB000B084 for Online Transfers?
Once you have the IFSC Code IDIB000B084 for the Bhilwara branch of Indian Bank in Bhilwara, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000B084. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000B084.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Bhilwara in Bhilwara, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Bhilwara, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bhilwara manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bhilwara Bhilwara branch is IDIB000B084.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 176 Akshat Tower Main Sector Shastri Nagar Bhilwara Pin 311001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.